> ## Documentation Index
> Fetch the complete documentation index at: https://docs.vence.one/llms.txt
> Use this file to discover all available pages before exploring further.

# Business banking

# Business banking

Vence Business Banking is the operating layer for companies that run on Vence — separate from personal founder products, **same Decision Platform technology**. Status today: **founder-beta / design partner**, not general production banking.

## What you get

* Business operating accounts (when program-enabled)
* Bill pay for vendors
* **Bill Pay Later** on eligible bills — Net-60 style runway when approved
* Treasury balances, reserves, and sweeps (program-dependent)
* Path to **Vence Card (planned 3% business cashback)** and **Elite** for founders whose companies bank here
* The same Trust Graph that powers credit and API underwrite

## Business vs personal founder accounts

| Product                              | Who it is for                                                                                   |
| ------------------------------------ | ----------------------------------------------------------------------------------------------- |
| **Business banking**                 | The company — operating cash, vendors, treasury                                                 |
| **Personal founder Account / Elite** | The founder — personal money surface and planned **6% Elite** when the company banks with Vence |

Separate products. One brain. Program pricing — [Contact us](https://vence.one/contact).

## Why banking on Vence matters

When your company banks with Vence, you unlock the house of finance design: Card at planned **3%**, path to **Elite** at planned **6% unlimited**, Capital, Net-60, and global payments — all decision-gated, all explainable — as programs come online with licensed partners.

## Pricing

**[Contact us](https://vence.one/contact)** for program terms.